|Purpose||Cash Credit facility to merchants of small businesses selling Fast-moving Consumer Goods (FMCG)|
|Loan Limit||Upto Rs. 2.00 lakh|
|Repayment period||To be operated on daily basis. To be renewed every year|
|Rate of Interest||Concessional ROI 11 p.a. (fixed) at the discretion of the Bank.|
|Processing Fee / Pre-payment charges||Rs.500/- irrespective of the loan amount.
No prepayment charges.
|Security||Hypothecation of stocks of kirana and essential goods lying in the shop or in the premises/godown of the borrower.|