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Education Loan

Education Loan

Education Loan

Give wings to your Children’s dreams with Apex Bank Education Loans

At Apex Bank, we aim to provide financial support to every child who wishes to study further. Our education loan gives you the opportunity to fulfil your children’s career goals with loans that are suited to every educational need.


Criteria Policy
Purpose For School/College Education in India or abroad
Eligible Courses 1)   All courses conducted by UGC upto Universities and Autonomous Institutions affiliated to them.

2)   Technical/Professional higher studies abroad in recognized Institutes/Universities.

Loan Limit ·    For School/Junior College education in India upto 4.00 lakhs

·     For technical/professional/specialized post-graduation studies in India upto Rs.10.00 lakhs

·     For technical/professional/specialized post-graduation studies in abroad upto Rs.20.00 lakhs


Repayment period ·    Upto 36 months for School/Junior College education

·     Upto 60 months for technical/professional / specialized post-graduation studies in India/ Abroad.

Documents required 1)   Original registered sale deed of the property offered as security along with link documents.

2)   Memorandum of Deposit of Title Deeds with the Bank, under equitable mortgage after registration with SRA and link documents.

3)   Insurance of building financed for a minimum of 100% for full loan period/ amount or for total value of the house whichever is higher against risks like fire, terrorist attacks, earthquake, floods etc.,

4)   Life Insurance of the main borrower equal to loan.

5)   Original NSC or KVP or Term Deposit Receipts invested to the extent of 125%   of the loan amount duly discharged and lien marked.

6)   Notification of Equitable Mortgage and obtain EC with Bank’s interest recorded.

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